Important: This article only applies for companies onboarded on Adyen
This article explains the end-to-end split payment process for the Deutschlandticket within the NAVIT ecosystem, focusing on financial responsibilities and document flows for your finance team.
Overview of Stakeholders
Company (Employer)
Employees (Ticket Purchasers)
NAVIT (Benefit Platform)
Vesputi (technical provider)
PTO (Public Transport Operator)
Payment Flow Description
1. Ticket Purchase by Employee
The employee uses the NAVIT platform to purchase a Deutschlandticket.
The company may subsidize part or all of the ticket cost via NAVIT.
2. Company Involvement
The Company reduces the ticket price for the employee through a subsidy mechanism, which is processed via their Adyen account.
The Company receives a payment request from the PTO.
The Adyen account processes the company’s contribution and forwards it to vesputi.
3. NAVIT and Vesputi Roles
NAVIT acts as a central coordination platform, ensuring that:
Employees receive their official invoices and tickets.
Payment information is correctly routed between the company, vesputi, and the PTO.
Vesputi receives funds (both employee contributions and company subsidies).
Vesputi then forwards the payment to the PTO.
4. PTO Responsibilities
Once payment is received from Vesputi, the PTO issues the transport tickets to employees.
The PTO also issues an official invoice for compliance and accounting.
If payment is pending, the PTO continues to send payment requests as the transaction remains an open obligation until settled.
Document Flow
Document Type | Sender → Recipient |
Official Invoice & Ticket | NAVIT → Employee |
Payment Request | PTO → Company |
Payment Flow Summary
Payment Step | Flow |
Employee Payment | Employee → NAVIT (via Adyen) |
Company Subsidy | Company → NAVIT (via Adyen) |
Consolidated Payment | NAVIT (via Vesputi) → PTO |